CTFO Review

Welcome, welcome!
Today we are going to do a CTFO review. In the CBD MLM space there is a lot of talk about CTFO products, so I figured I’d take at look at those as well as their unique pay plan.

Their main focus is CTFO CBD oil. We’re looking at:

• Affordable Organic Cannabidiol Products
• Grown and Processed in the U.S
• No Prescription Required

As with all new, exciting businesses people want to know if it’s real. So, CTFO scam or legit opportunity? Lets really dig in and see what this company has to offer.
 

The CTFO CBD MLM Pitch

“According to Forbes, the CBD (cannabidiol) market is going to become the next billion dollar industry and will grow by a staggering 700% in the next couple of years. By 2026 the cannabis industry is projected to be at $50 billion and a good portion of that will be due to hemp oil products. A new estimate from cannabis industry analysts the Brightfield Group, says this market alone could hit $22 billion by 2022.

Don’t get left behind. Join a positive, fast growing team that can get you up and running in no time. Flexible hours, a powerful system, and world class products are a recipe for success, all you need to supply is the effort. So what are you waiting for? Buying and selling CBD online has never been so easy.

This amazing business opportunity allows anyone to create income by simply using CTFO hemp oil to better your health and sharing these incredibly beneficial products with others. Take advantage of the potential to earn an income and get the benefits of using quality health and wellness consumables for either yourself and/or your loved ones.

You can be in business for yourself but not by yourself. You’ll have an entire team to help you along the way.
You’ll even get your very own personalized website that is setup and maintained for you at no extra charge.
So what are you waiting for?

Join our team today.

Join The Hundreds Of Thousands Of Satisfied Customers Today!

Sounds like a good pitch but what are the perks?

What Is CBD oil?

How CBD Works

There is an Endocannabinoid System In All Of Us/

This intricate system is found inside our bodies and has a network of receptors located through our brain.
When activated they allow a 2-way communication between systems. This was once though impossible but has now been proven to be true.

There are over 85 cannabinoids that have been found in hemp with CBD just being one of them. It’s popularity is due to it having a large range of benefits with little to no side effects. The fact that it doesn’t cause the typical psycho-active effects normally tied to marijuana is perhaps the largest appeal. Just think, you get all the benefits but can take it when you need to drive, go to work, and any other situation you need to have a clear head for.
 

 
CTFO hemp is sourced from the highest quality distributors that are fully compliant with all regulations. We’re talking CO2 extracted with crystal precipitation, producing hemp that is also rich in CBN, CBG, and CBC.

CTFO Products

Here are some of the highlights of CTFO’s products:

• 60 day money back guarantee
• Full spectrum Products
• Isolate Products
• Organic and grown grown in the U.S
• Packaged in the U.S
• Free of herbicides, pesticides, and heavy metals
• 3rd party lab tested for quality

With over 80 products this company covers a lot of ground with their products. Things such as:

CTFO CBD Oil

About CTFO

CTFO is a Health and Wellness company, who’s corporate offices are located in Fairfield, California. They previously focused on traditional health supplements but recently rebranded to take advantage of the imminent cannabis growth trends. They sell high quality natural products and are well known for their generous 60-day money back guarantee. Due to the tremendous growth in early 2018 as well as the anticipated future growth, the company moved to a larger corporate location in July of 2018.

The History of CTFO

After building up a large and successful Telecommunications enterprise, Stuarts interest in Health Sciences led to a change in his direction and passion. In 2007 he launched Guided by God (GBG) focusing on a high quality nutritional supplement lineup. By having a downline that couldn’t replicate his successes he grew driven to research a large number of compensation plans in order to find something that would work for individuals new to network marketing but still offering uncapped potential to leaders.
Stuart found success by modifying the standard forced matrix to create the outcome he desired. This created a very unique pay plan which he copyrighted ensuring none of his competitors could duplicate it. Around this time Guided by God was sold for significant profits, leading to Stuart Fingers next and current venture. CTFO was originally started as a nutritional/weight loss line, called “Chew The Fat Off.” Despite it’s success, the owners saw much bigger potential in an emerging industry and starting making plans for the future.

Stepping Up To The Big-Time

The companies leadership team saw the potential of the untapped Cannabidiol market in its early stages. They could help better peoples health and wealth on a much larger stage and opted to switch to it’s current product lineup late 2017.
The switch ended up being the last piece to the puzzle. The companies copyrighted compensation plan, the combined marketing experience of all the owners, along with their passion for wellness had taken them so far, but the move to hemp based products is what brought it all together and took the company to the next level. Now know as Changing The Future Outcome, the company grew significantly in 2018 and is expecting huge growth in 2019 due to the anticipated industry growth.
Changing The Future Outcome embraces the entrepreneurial spirit and is committed to expansion while still focusing on changing people’s lives for the better through wellness and income. Stuart Finger recognized the huge potential of a new industry and has made it possible for everyday people to benefit from a market that would otherwise be next near impossible to get into.
 

CTFO Comp Plan

One of the most exciting things about this company is their unique comp plan. Heck, part of it is even copyrighted! Let’s have a look.

What are the CTFO Associate Ranks?

Network Marketing companies have various ranks within their structure. Whatever rank you have achieved, decides what income potential you have available to you.

1st Level Manager

Qualification:
You just need to personally enroll 1 qualified associate or customer.
Pay plan potential:
Unilevel – 20% commission from your first level
Matrix– Entitled to 25% of the total commission payout percentages between levels 1-7

2nd Level Manager

Qualification:
You just need to personally enroll 2 qualified associates or customers.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level
Matrix – Entitled to 50% of the total commission payout percentages between levels 1-7

Senior Manager

Qualification:
You just need to personally enroll 3 qualified associates or customers.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level and 4% from your 3rd level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-7

Executive Manager

Qualification:
You just need to personally enroll 4 qualified associates or customers.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level and 4% from your 3rd level and 4% from your 4th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-14

$25k Vice President

Qualification:
You just need to personally enroll 5 qualified associates or customers.
Must maintain a minimum of $25,000 personal team volume monthly
(This is total sales volume from your unilevel downline)
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – $25k Vice Presidents are entitled to a 3% bonus on their entire team CV for infinite levels

$50k Senior Vice President

Qualification:
You just need to personally enroll 5 qualified associates or customers.
Must maintain a minimum of $50,000 personal team volume monthly
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – $50k Senior Vice Presidents are entitled to up to a 7% bonus on their entire team CV for infinite levels

$100k Executive Vice President

Qualification:
You just need to personally enroll 5 qualified associates or customers.
Must maintain a minimum of $100,000 personal team volume monthly
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – $100k Executive Vice Presidents are entitled to up to a 12% bonus on their entire team CV for infinite levels

Presidential Director

Qualification:
You need to be an active and qualified $100k Executive Vice President.
In addition you must maintain three other active, qualified $100k Executive Vice Presidents. These need to be on different unilevel legs but do not need to be personally enrolled.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – Presidential Directors are entitled to up to a 13.5% bonus on their entire team CV for infinite levels

Senior Presidential Director

Qualification:
You need to be an active and qualified Presidential Director.
In addition you must maintain three other active, qualified Presidential Directors. These need to be on different unilevel legs but don’t need to be personally enrolled.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – Senior Presidential Directors are entitled to up to a 15.5% bonus on their entire team CV for infinite levels

Executive Presidential Director

Qualification:
You need to be an active and qualified Senior Presidential Director.
In addition you must maintain three other active, qualified Presidential Directors. These need to be on different unilevel legs but they don’t need to be personally enrolled.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – Executive Presidential Directors are entitled to up to a 19% bonus on their entire team CV for infinite levels

Top Gun

Qualification:
You need to be an active and qualified Executive Presidential Director.
In addition you must maintain three other active, qualified Executive Presidential Directors. These need to be on different unilevel legs but they don’t need to be personally enrolled.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – Top Guns are entitled to up to a 19% bonus on their entire team CV for infinite levels
Top Gun Pool – They are also entitled to an equal share of 8% of the total CV created from the whole company each month.

CTFO Compensation Plan Components

CTFO’s comp plan shows the many different ways their associates can make money within the opportunity. It also breaks down how much they can make.
This is a hybrid plan that includes several elements including one of them that has been copyrighted. That’s right, nobody else can pay associates in this way. It can get confusing at times so we’ll break it down into bite sized pieces for clarity.
 

Get Started With CTFO

Becoming An Active/Qualified Associate

Being active or qualified means purchasing $47.47 worth of product yourself (on autoship) or $49.97 not on autoship OR having at least ten active/qualified, personally enrolled associates or customers.

The best way to launch your business is to purchase one of the Silver, Gold, or Platinum packs. This gets you the best pricing on products hands down and opens up even more ways to be paid!

Ways To Earn Income

Here are the 7 ways you can earn income from the CTFO associate pay plan:

1. Retail Income
2. Unilevel Commissions
3. Matrix Commissions
4. Profit Sharing Positions In The Matrix (PSP’s)
5. Infinity pay bonus and the Top Gun bonus
6. Rank Advancement Bonuses (New Nov 2019)
7. Business Builder Packs (New Nov 2019)

1) Retail Income

Retail income is generated by selling the product at its full retail pricing. This can be done either in person or from your personalized CTFO website.
In person, you just sell the product(s) you have purchased at wholesale and sell them at the retail pricing and keep the difference.
When you sell from your site, and when the customer decides they’d rather check out as a guest and not create an account the customer will be charged the full retail. You keep the difference between the wholesale(preferred) pricing and the retail pricing. You also get 20% of the CV of the order paid as a commission from your unilevel pay. This is clearly the most profitable way to sell. We’ll get into unilevel pay below.

Here are some examples of retail pay.

Let’s use a bottle of 500mg CBD oil.
The products wholesale price is $59.97 but the MSRP is $80.97. This means you’ll earn $21 for this product if you sell it in person.
If you sell the product at retail via your website the same retail profits mentioned above would be paid but you’ll also get 20% of the CV. The CV of a 500mg CBD oil is 29, so 20% of 29 is $5.80. Add this to the retail pricing you made above and you’re total payout for this sale is $21+$5.80=$26.80 USD.
*If the customer opts to create an account and get the preferred pricing then you would be paid only the $5.80. The upside to this is their new customer account is attached to you and any future purchases will also pay you commissions!

2) Unilevel Income

These commissions are the foundation of the pay plan and has 5 levels in depth but can be infinite wide.
This pays you 20% commission of the CV of your level 1 referrals. In addition it pays 4% of the CV in levels 2,3,4 and 5 if you are an active/qualified associate.

3) Matrix Income

This is a separate income structure with a separate downline. All CTFO associates are automatically placed into this when they join. This pays in addition to the unilevel pay as long as you are an active/qualified associate.
This matrix downline isn’t only comprised of people you recruit, this downline is made up of all associate in CTFO. You are placed in a 3×21 matrix, and each associate can have only a max of three people under them.
You will be the top level of your own Matrix, and will eventually have three people under you. These individuals will be on level 1 of your matrix. Each of those people can have three people under them, and this pattern can on 21 levels in depth.

This is what you can earn from this matrix.

Note: The percentage and how deep into the matrix you can be paid is determined by your rank, which we have broken down for you in the green button on the main page located next to this one.
To simplify, we are going to show the max percentage of commissions and depth level amounts:
1% of the CV on matrix levels 1,2,3,4 and 5
10% of the CV on matrix levels 6 and 7
1% of the CV on matrix levels 8-21
While these commissions seem small, over time you can potentially create a significant residual income.

4) Profit Sharing Positions (PSP’s)

This is essentially an extension of the matrix pay but this is the portion of the plan that is exclusive to CTFO and is quite interesting.
As we mentioned above you can have only 3 people below you in the matrix
The 4th associate goes below one of those 3 but the 4th associate also goes into a new matrix with you at the top. This is a profit sharing position.
This happens with every 4th person which means you can have a ton of extra matrix structures.
You earn what you would usually earn from the matrix, but you’ll also generate income from these PSP positions (structures).
All that to say you can earn more than you would from a standard matrix.
There are addition benefits which are explained much better in the comp plan video located from the green button located on the left of the main page called “show me the money”.

5) Infinity Pay Bonus

The infinity pay bonus is a pool comprised of all the CV within your entire team.
Starting at the rank of Vice President you will qualify for this bonus. In addition each new rank you attain will pay you a higher bonus %. This goes as high as 19% of the CV within your team.
Keep in mind, this is a pool of CV so the system accounts for those under you that are ranked to also receive these bonuses. It will then divide the pool up according to rank and bonus.

Here is an example of how this works.

A Senior Vice President will earn 3% infinity bonus from their previous rank of Vice President as well as a 4% bonus for their current Senior Vice President rank for a total of 7%. When someone in their team hits the Vice President rank, that person will get their 3% and the Senior Vice President will continue to receive their 4% of the pool.
The entire 19% bonus pool will be paid out, but the system will divide it up according to who is entitled to what by rank.

5.1) Top Gun Bonus

This bonus pool is is comprised of 8% of CV generated within all of CTFO. It is evenly distributed to any associates that are qualified a the Top Gun rank.

As you can see, the company has created a plan that pays out in multiple ways and pays out fairly. You continue to grow you business, and they continue to reward you with extras.
That is a lot of money on the table in a booming industry. What makes it unbelievable is that it’s free to start. All you need to do is to provide the effort.

6) Rank Advancement Bonus

7) Business Builder Pack Pay

This has 2 components.

First is the fast start bonus, and second is the team pay (which is woven into the matrix as well as PSP’s)

Check out this video to see all the comp plan details:
 

CTFO Countries

• United States
• Austria
• Canada
• Denmark
• Finland
• France
• Germany
• Iceland
• Ireland
• Italy
• Netherlands
• Northern Mariana Islands
• Norway
• Portugal
• Puerto Rico
• Spain
• Sweden
• Switzerland
• United Kingdom

CTFO Reviews & Testimonials

These are just a few examples of thousands of reviews and testimonials.
 

Conclusion

CTFO are an interesting company for sure, and they certainly aren’t a scam.. They hit a wide variety of huge niches and they work in their proprietary 10x technology to make things interesting. Due to this, they have a very large customer base.

On the rep side of things, they have an extremely fair comp plan that offers the potential of huge income. If you’re a strong recruiter, their PSP portion will set this pay plan apart from anything else you’ve seen.

They have a lot of great things going for them and are starting to cut through the mix of all the other CBD companies. Add in their new weight loss system and 2021 and beyond might just be their time to shine. I really don’t have any issues at all with what they’ve setup and think this could be a good home for many people that are looking to be in the health and wellness sector.

There is a lot of competition in the health and wellness field with more and more new companies showing up monthly (such as Xelliss), but I think CTFO does enough to not only distinguish themselves, they actually are positioned to stand out and grow into big brand.