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CTFO Review | CTFO Scam Or A Good Opportunity?

Welcome, welcome!
Today we are going to do a CTFO review. In the CBD MLM space there is a lot of talk about CTFO products, so I figured I’d take at look at those as well as their unique pay plan.

Their main focus is CTFO CBD oil. We’re looking at:

  • Affordable Organic Cannabidiol Products
  • Grown and Processed in the U.S
  • No Prescription Required

As with all new, exciting businesses people want to know if it’s real. So, CTFO scam or legit opportunity? Lets really dig in and see what this company has to offer.
 

The CTFO CBD MLM Pitch

“According to Forbes, the CBD (cannabidiol) market is going to become the next billion dollar industry and will grow by a staggering 700% in the next couple of years. By 2026 the cannabis industry is projected to be at $50 billion and a good portion of that will be due to hemp oil products. A new estimate from cannabis industry analysts the Brightfield Group, says this market alone could hit $22 billion by 2022.

Don’t get left behind. Join a positive, fast growing team that can get you up and running in no time. Flexible hours, a powerful system, and world class products are a recipe for success, all you need to supply is the effort. So what are you waiting for? Buying and selling CBD online has never been so easy.

Join our growing team of passionate independent business owners and get your CBD Oil Online. Here is your opportunity to be involved in the hottest wellness trend today.

This amazing business opportunity allows anyone to create income by simply using CTFO hemp oil to better your health and sharing these incredibly beneficial products with others. Take advantage of the potential to earn an income and get the benefits of using quality health and wellness consumables for either yourself and/or your loved ones.

You can be in business for yourself but not by yourself. You’ll have an entire team to help you along the way.
You’ll even get your very own personalized website that is setup and maintained for you at no extra charge.
So what are you waiting for?

Join our team today.

Join The Hundreds Of Thousands Of Satisfied Customers Today!

If you are looking to buy cbd oil then you’ve come to the right place. Selling CBD oil online is what we do. Our oil is premium grade and only made in a quality controlled facility with top tier hemp extract that is organic, pesticide free, and non-GMO. Add in accessible 3rd party lab tests and an amazing 60 day guarantee and you have a product that people can’t stop talking about.”

Sounds like a good pitch but what are the perks?

Why start a CTFO business today?

  • Work from home on your own schedule
  • Backed by a solid company with proven history
  • Consumables that sell due to high interest and resell due to effectiveness
  • Massive product selection
  • 60 day money back guarantee on products
  • Your own website that is setup and maintained for you
  • Huge residual income potential
  • A support team and system to help you succeed
Gotta admit, it sounds pretty good so far, and CBD most definitely is a hot topic. So let’s look at what CBD is.

 

What Is CBD oil?

In short, it’s an amazing health and wellness breakthrough that is completely legal and doesn’t require a prescription.

Cannabidiol is currently being tested at an alarming rate by labs all across the globe and the results are phenomenal. Hemp oil is getting a big thumbs up from many medical professionals and research labs. The benefits just keep rolling in.
 

What CBD can do for the body
 

Cannabidiol

The world is changing and with it, so too is the science behind healing. Once completely illegal across the United States and Canada, there has been a recent shift in legislation that has permitted its personal use. But what is CBD oil?

Cannibidiol or CBD is derived from the Hemp leaves of the Cannabis Sativa plant, while THC, the psychoactive portion of the plant is separated from the hemp leaves and each are used very differently. CBD is found in the least processed or modified form of the plant.

Recent studies have discovered that CBD oil not only has amazing anti-inflammatory properties but when ingested the CBD helps to utilize the receptors in our bodies. The CB1 receptor, located in the brain, is responsible for Pain, emotion, appetite, clarity of thoughts and memory and coordination.

The CB2 receptors are primarily related to the immune system and inflammation and pain.
When the receptors are activated, with the use of CBD, this is where the body can start the healing process within.

Over 23,000 studies exist to validate the growing popular benefits of hemp and CBD oils, it’s ability to indiscriminately provide relief for so many of societies most crippling ailments. As more scientific research backs success story after success story it will become a wonder to humanity that it was ever dismissed at all.
 

 

How CBD Works

There is an Endocannabinoid System In All Of Us/

This intricate system is found inside our bodies and has a network of receptors located through our brain.
When activated they allow a 2-way communication between systems. This was once though impossible but has now been proven to be true.

There are over 85 cannabinoids that have been found in hemp with CBD just being one of them. It’s popularity is due to it having a large range of benefits with little to no side effects. The fact that it doesn’t cause the typical psycho-active effects normally tied to marijuana is perhaps the largest appeal. Just think, you get all the benefits but can take it when you need to drive, go to work, and any other situation you need to have a clear head for.
 
Endocannabinoid system
 
CTFO hemp is sourced from the highest quality distributors that are fully compliant with all regulations. We’re talking CO2 extracted with crystal precipitation, producing hemp that is also rich in CBN, CBG, and CBC.

Health Benefits

Cannabidiol usage has been linked to a ton of benefits like:

Aiding digestion, reducing convulsions and seizures, reducing nausea and vomiting, reducing and even suppressing muscular spasms, promoting optimal immune functions, supporting healthy energy levels, as well as healthy cell regeneration and so much more.
 

Cannabidiol benefits

 
It’s amazing how one plant can be so effective in so many different scenarios.
 

An Oil For Everyone

Everyone is different, so it would stand to reason that a cannabis oil purchase isn’t a one size fits all deal. You need to have the flexibility to get something that is suited to your needs. Luckily, there are various types. No matter what your situation, you’ll be able to find what’s best for you.
 

CTFO CBD oil

 
Full Spectrum Oil Drops: This oil has a wide variety of cannabinoids in it. Key points are it’s high in CBD and low in THC (less than 0.3%).

Isolate Oil Drops: Need an oil that has no THC at all? Then this is it.

10x Pure Drops: This is an exclusive, so you won’t find it elsewhere. 10x Pure is hydrophilic which is easily absorbed into your body providing fast, increased absorption and potency.
 

Inside And Out

Most people don’t even realize that cannabidiol is a versatile substance that works almost as well topically. Yep, that means things like pain rubs but it also means skin care and beauty!
 

CTFO CBD topically

 
The CTFO anti-aging lineup is made to promote firmer skin, and to aid in making your skin feel and look amazing. The 20mg of cannabidiol aids in natural elastin production, collagen production stimulation, brightening up dull or age spot and reducing age lines.
 

For Your Pets Too!

Have a fur baby? The great news is that cannabinoids work within your pets in the same way it does with you, through an endocannabinoid system.
 
CBD for pets
 
Studies and research have shown cannnabinoids have anti-inflammatory properties. This can help with things like:
Joint pain and joint inflammation, pain, loss of appetite, homeostasis, digestive problems, separation anxiety, skin problems, aggression, seizures and more.
 

CTFO CBDa

It’s not the “Quality” or “Cost” of the bottle of Hemp CBD that really matters. It’s actually the amount of CBDA and CBD that gets into your blood stream for delivery. That’s what really makes the difference!
When naturally occurring cannabidiolic acid (CBDA) is processed (heated) that’s when CBD is created. While CBD is amazing, CBDA has been found to have superior as well as more anti-inflammatory properties. It’s actually a potent COX2 inhibitor which uses the exact same mode of action as non-steroidal anti-inflammatories.
Early testing has revealed that 10x Pure super-charged oil maintains and protects the integrity of CBDA. Remember we just said it’s more effective than CBD? This is a big deal!
Regardless of the product quality, without exceptional absorption and penetration of the main ingredients, you’ll likely end up with much of the application wasted and the potency greatly reduced.
This exciting new CTFO exclusive is a powerful relief agent for individuals suffering from inflammation and pain. It’s also great if you are just looking to naturally detoxify.
Remember, 10xPure is only available from CTFO!
 

CTFO Products

Here are some of the highlights of CTFO’s products:

  • 60 day money back guarantee
  • Full spectrum Products
  • Isolate Products
  • Organic and grown grown in the U.S
  • Packaged in the U.S
  • Free of herbicides, pesticides, and heavy metals
  • 3rd party lab tested for quality

With over 80 products this company covers a lot of ground with their products. Things such as:

To shop for CTFO products, Click Here.
 

Why CBD is in such a large selection of supplements

CBD oil is an extract derived from cannabis consisting of a cannabinoid referred to as “cannabidiol.” and is also known as hemp oil.
More than 85 different cannabinoids have been discovered in cannabis, but cannabidiol is among the most advantageous.
This isn’t another medical marijuana product, not even close. The majority of medical marijuana products consist of high concentrations of another cannabinoid called THC, which stands for “tetrahydrocannabinol.” THC is the psychedelic compound in cannabis which produces a high.
CBD oil on the other hand is obtained from hemp. There is THC in hemp, however it is present only in trace amounts.
Cannabidiol is among the most powerful natural painkillers on the market right now, and can be used to deal with many and various conditions. Its increased use implies that it is now easier than ever to find a high quality CBD products and have it delivered right to your door.
 

Why switch to hemp products instead of sticking to the painkiller you are using today?

Hemp products are natural, safe, and side effect-free
For many users, the discomfort relief from these is so effective that it is possible to get off of traditional chemical medication. That implies getting away from nasty side results and health risks which is just as important as treating the root issue.

It’s inexpensive.

It might look expensive initially, but once you do the math and divide by the doses, you will discover that it is extremely reasonable.
Another benefit is it’s versatility as it can help with a many different conditions. The bottom line is that you may buy the oil to deal with one health issue, and discover that the oil actually ends up helping with a bunch of other, unrelated problems.

Forms you’ll find it in:

CBD Capsules and Edibles: These are orally ingested. Typically within 30-60 minutes your body will start soaking up the substance, allowing for relief.
CBD Oil: This is a tincture which you put under your tongue for fast absorption.
CBD Topical: These are placed on the skin. Topical treatments may consist of moisturizers as well, and might be used for skin care as well. They are used like salves or balms.
Vaping: Another choice is to use it in your vaporizer. You can then inhale the vapor and benefit that way.
 

Will You Get High From CBD products?

No, you will not get high.

The reason for this:

Hemp oil includes high quantities of cannabidiol, but just trace quantities of THC. It’s the THC, not the cannabidiol, that produces the high. There just isn’t adequate THC in hemp oil to get you anywhere near high.
The inhibitory impact of cannabidiol on the FAAH enzyme helps to alleviate any results that the insignificant amounts of THC in the product might perhaps have.
So, you can take these supplements without any unwanted mind-altering issues.
 

How to Buy the Best CBD Oil Products.

Now that you are ready to shop, how can you make sure you are picking an item which is safe and effective?
You are right to be careful, there are a lot of inferior products flooding the marketplace. All too often customers don’t do their research and fraudsters are all too happy to take advantage of that fact.

Here are some suggestions to ensure that you are choosing a premium item from a genuine manufacturer:

Stay away from products that make unrealistic claims.

Hemp oil is not a miracle drug that will cure everything under the sun. Applying cannabidol products is not going to astonishingly treat any illness on contact.
So if you do experience a product maker who claims that they are going to cure everything, then be warned. While it definitely helps but it’s not a ticket to immortality.

Likewise keep in mind that Hemp oils are not the same thing as medical marijuana. If a vendor attempts to inform you that they are interchangeable, you need to shop elsewhere. They are indeed different products.

Prioritize quality over cost.

You will see a variety of prices online as well as locally. Some are extremely low-cost, while others are much pricier (though if you divide by dosages, you will probably discover that even the “pricey” oils are very cost-efficient over the long term).

Make sure you end up buying a quality product. You will end up with a higher concentration of cannabidiol, and that means it’ll be much more effective. Cheap versions likewise may not be subjected to extensive quality control treatments, creating other concerns.

Beware of brands with large quantities of THC.

Be mindful that there are some hemp products which do include significant quantities of THC, and which might make you high. You will not have this problem with a quality hemp oil product which has been appropriately processed to get rid of the unwanted THC. We’re not saying THC is bad in all cases, but it could be a huge issue when you are expecting something that doesn’t get you high.
The best CBD products have 3rd party lab results available which is a good way to make sure you are getting what you want.

Our full spectrum oils have less than 0.2% THC and our CBD isolate has none at all.
 

CTFO CBD Oil

CBD oil is Hemp Extract and is Natural Wellness For Your Body And Mind. They are very proud of the fact that there’s is 100% U.S Grown and Organic.

It all starts at industrial hemp farms. This gets you some of the best Cannabidiol in the U.S.

These farms are completely compliant with the State Department of Agriculture regulations and are a huge U.S supplier of medicinal hemp.

CTFO’s Non-GMO hemp is of the highest quality and is pesticide free.

Both Full Spectrum and Isolate are available in various strengths, as well as their exclusive 10x Pure hydrophilic line.
 

Why CTFO CBD oil is taking the world by storm.

The benefits of cannabidiol based products are being proven daily. From hands on testimonials to numerous  studies from reputable organizations, there is no denying how powerful it is for helping with so many things. CTFO makes things very easy with a one stop shop that allows you to easily buy CBD online.
 

 

About CTFO

CTFO is a Health and Wellness company, who’s corporate offices are located in Fairfield, California. They previously focused on traditional health supplements but recently rebranded to take advantage of the imminent cannabis growth trends. They sell high quality natural products and are well known for their generous 60-day money back guarantee. Due to the tremendous growth in early 2018 as well as the anticipated future growth, the company moved to a larger corporate location in July of 2018.

Stuart Finger
Stuart FingerFounder
CTFO was founded by Stuart Finger, a successful entrepreneur who started his network marketing career at the young age of 18 in 1989, he has been most active in promoting nutritional supplements. This field is his passion due to his own lifelong weight struggles and his years researching what works best for optimal health. He obtained a high rank in his 1st company and top position in his 2nd. He build teams of 1000’s of people in the process. Soon after he owned and ran his own successful company for 18 yrs with hundreds of thousands of customers and tens of thousands of distributors. Mr. Finger has also been involved in traditional businesses including restaurants and retail sales.
Steve Finger
Steve FingerCo-Founder
Steve Finger is Stuart’s brother and is a CTFO Co-founder. He has been an important part of Stuart’s career and has partnered with him in family businesses. In this venture Steve is Chief Executive Officer and President of the company. Steve has 35+ yrs of sales and marketing experience to bring to the table, everything from nutrition to telecommunications. Since 1986, Steve has had a full-time income from part time work in network marketing. This has been the most rewarding for him because it has given him the opportunity to help other people earn significant incomes.
Michael Kahn
Michael KahnCo-Founder
Michael Kahn is another CTFO Co-founder. He has been self employed and a business owner his entire working life. He has owned businesses in the following fields: financial exchange services, wholesale bakery, leather goods manufacturing, and nutritional supplement sales. It’s this business diversity that has helped him thrive in any industry he has entered into. In addition to his large traditional business resume, Michael has been successfully involved in the network marketing industry for the last 17 years.

The History of CTFO

After building up a large and successful Telecommunications enterprise, Stuarts interest in Health Sciences led to a change in his direction and passion. In 2007 he launched Guided by God (GBG) focusing on a high quality nutritional supplement lineup. By having a downline that couldn’t replicate his successes he grew driven to research a large number of compensation plans in order to find something that would work for individuals new to network marketing but still offering uncapped potential to leaders.
Stuart found success by modifying the standard forced matrix to create the outcome he desired. This created a very unique pay plan which he copyrighted ensuring none of his competitors could duplicate it. Around this time Guided by God was sold for significant profits, leading to Stuart Fingers next and current venture. CTFO was originally started as a nutritional/weight loss line, called “Chew The Fat Off.” Despite it’s success, the owners saw much bigger potential in an emerging industry and starting making plans for the future.

Stepping Up To The Big-Time

The companies leadership team saw the potential of the untapped Cannabidiol market in its early stages. They could help better peoples health and wealth on a much larger stage and opted to switch to it’s current product lineup late 2017.
The switch ended up being the last piece to the puzzle. The companies copyrighted compensation plan, the combined marketing experience of all the owners, along with their passion for wellness had taken them so far, but the move to hemp based products is what brought it all together and took the company to the next level. Now know as Changing The Future Outcome, the company grew significantly in 2018 and is expecting huge growth in 2019 due to the anticipated industry growth.
Changing The Future Outcome embraces the entrepreneurial spirit and is committed to expansion while still focusing on changing people’s lives for the better through wellness and income. Stuart Finger recognized the huge potential of a new industry and has made it possible for everyday people to benefit from a market that would otherwise be next near impossible to get into.
 

CTFO Comp Plan

One of the most exciting things about this company is their unique comp plan. Heck, part of it is even copyrighted! Let’s have a look.

What are the CTFO Associate Ranks?

Network Marketing companies have various ranks within their structure. Whatever rank you have achieved, decides what income potential you have available to you.

1st Level Manager

Qualification:
You just need to personally enroll 1 qualified associate or customer.
Pay plan potential:
Unilevel – 20% commission from your first level
Matrix– Entitled to 25% of the total commission payout percentages between levels 1-7

2nd Level Manager

Qualification:
You just need to personally enroll 2 qualified associates or customers.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level
Matrix – Entitled to 50% of the total commission payout percentages between levels 1-7

Senior Manager

Qualification:
You just need to personally enroll 3 qualified associates or customers.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level and 4% from your 3rd level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-7

Executive Manager

Qualification:
You just need to personally enroll 4 qualified associates or customers.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level and 4% from your 3rd level and 4% from your 4th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-14

$25k Vice President

Qualification:
You just need to personally enroll 5 qualified associates or customers.
Must maintain a minimum of $25,000 personal team volume monthly
(This is total sales volume from your unilevel downline)
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – $25k Vice Presidents are entitled to a 3% bonus on their entire team CV for infinite levels

$50k Senior Vice President

Qualification:
You just need to personally enroll 5 qualified associates or customers.
Must maintain a minimum of $50,000 personal team volume monthly
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – $50k Senior Vice Presidents are entitled to up to a 7% bonus on their entire team CV for infinite levels

$100k Executive Vice President

Qualification:
You just need to personally enroll 5 qualified associates or customers.
Must maintain a minimum of $100,000 personal team volume monthly
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – $100k Executive Vice Presidents are entitled to up to a 12% bonus on their entire team CV for infinite levels

Presidential Director

Qualification:
You need to be an active and qualified $100k Executive Vice President.
In addition you must maintain three other active, qualified $100k Executive Vice Presidents. These need to be on different unilevel legs but do not need to be personally enrolled.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – Presidential Directors are entitled to up to a 13.5% bonus on their entire team CV for infinite levels

Senior Presidential Director

Qualification:
You need to be an active and qualified Presidential Director.
In addition you must maintain three other active, qualified Presidential Directors. These need to be on different unilevel legs but don’t need to be personally enrolled.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – Senior Presidential Directors are entitled to up to a 15.5% bonus on their entire team CV for infinite levels

Executive Presidential Director

Qualification:
You need to be an active and qualified Senior Presidential Director.
In addition you must maintain three other active, qualified Presidential Directors. These need to be on different unilevel legs but they don’t need to be personally enrolled.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – Executive Presidential Directors are entitled to up to a 19% bonus on their entire team CV for infinite levels

Top Gun

Qualification:
You need to be an active and qualified Executive Presidential Director.
In addition you must maintain three other active, qualified Executive Presidential Directors. These need to be on different unilevel legs but they don’t need to be personally enrolled.
Pay plan potential:
Unilevel – 20% commission from your first level plus 4% from your 2nd level, 4% from your 3rd level, 4% from your 4th level, and 4% from your 5th level
Matrix – Entitled to 100% of the total commission payout percentages between levels 1-21
Infinity Bonus – Top Guns are entitled to up to a 19% bonus on their entire team CV for infinite levels
Top Gun Pool – They are also entitled to an equal share of 8% of the total CV created from the whole company each month.

CTFO ranks

CTFO Compensation Plan Components

CTFO’s comp plan shows the many different ways their associates can make money within the opportunity. It also breaks down how much they can make.
This is a hybrid plan that includes several elements including one of them that has been copyrighted. That’s right, nobody else can pay associates in this way. It can get confusing at times so we’ll break it down into bite sized pieces for clarity.
 

Get Started With CTFO

Becoming An Active/Qualified Associate

Being active or qualified means purchasing $47.47 worth of product yourself (on autoship) or $49.97 not on autoship OR having at least ten active/qualified, personally enrolled associates or customers.

The best way to launch your business is to purchase one of the Silver, Gold, or Platinum packs. This gets you the best pricing on products hands down and opens up even more ways to be paid!

Ways To Earn Income

Here are the 7 ways you can earn income from the CTFO associate pay plan:

  1. Retail Income
  2. Unilevel Commissions
  3. Matrix Commissions
  4. Profit Sharing Positions In The Matrix (PSP’s)
  5. Infinity pay bonus and the Top Gun bonus
  6. Rank Advancement Bonuses (New Nov 2019)
  7. Business Builder Packs (New Nov 2019)
1) Retail Income

Retail income is generated by selling the product at its full retail pricing. This can be done either in person or from your personalized CTFO website.
In person, you just sell the product(s) you have purchased at wholesale and sell them at the retail pricing and keep the difference.
When you sell from your site, and when the customer decides they’d rather check out as a guest and not create an account the customer will be charged the full retail. You keep the difference between the wholesale(preferred) pricing and the retail pricing. You also get 20% of the CV of the order paid as a commission from your unilevel pay. This is clearly the most profitable way to sell. We’ll get into unilevel pay below.

Here are some examples of retail pay.

Let’s use a bottle of 500mg CBD oil.
The products wholesale price is $59.97 but the MSRP is $80.97. This means you’ll earn $21 for this product if you sell it in person.
If you sell the product at retail via your website the same retail profits mentioned above would be paid but you’ll also get 20% of the CV. The CV of a 500mg CBD oil is 29, so 20% of 29 is $5.80. Add this to the retail pricing you made above and you’re total payout for this sale is $21+$5.80=$26.80 USD.
*If the customer opts to create an account and get the preferred pricing then you would be paid only the $5.80. The upside to this is their new customer account is attached to you and any future purchases will also pay you commissions!

2) Unilevel Income

These commissions are the foundation of the pay plan and has 5 levels in depth but can be infinite wide.
This pays you 20% commission of the CV of your level 1 referrals. In addition it pays 4% of the CV in levels 2,3,4 and 5 if you are an active/qualified associate.

CTFO unilevel pay

3) Matrix Income

This is a separate income structure with a separate downline. All CTFO associates are automatically placed into this when they join. This pays in addition to the unilevel pay as long as you are an active/qualified associate.
This matrix downline isn’t only comprised of people you recruit, this downline is made up of all associate in CTFO. You are placed in a 3×21 matrix, and each associate can have only a max of three people under them.
You will be the top level of your own Matrix, and will eventually have three people under you. These individuals will be on level 1 of your matrix. Each of those people can have three people under them, and this pattern can on 21 levels in depth.

This is what you can earn from this matrix.

Note: The percentage and how deep into the matrix you can be paid is determined by your rank, which we have broken down for you in the green button on the main page located next to this one.
To simplify, we are going to show the max percentage of commissions and depth level amounts:
1% of the CV on matrix levels 1,2,3,4 and 5
10% of the CV on matrix levels 6 and 7
1% of the CV on matrix levels 8-21
While these commissions seem small, over time you can potentially create a significant residual income.

CTFO matrix pay

4) Profit Sharing Positions (PSP’s)

This is essentially an extension of the matrix pay but this is the portion of the plan that is exclusive to CTFO and is quite interesting.
As we mentioned above you can have only 3 people below you in the matrix
The 4th associate goes below one of those 3 but the 4th associate also goes into a new matrix with you at the top. This is a profit sharing position.
This happens with every 4th person which means you can have a ton of extra matrix structures.
You earn what you would usually earn from the matrix, but you’ll also generate income from these PSP positions (structures).
All that to say you can earn more than you would from a standard matrix.
There are addition benefits which are explained much better in the comp plan video located from the green button located on the left of the main page called “show me the money”.

CTFO Profit Sharing Positions (PSP's)

5) Infinity Pay Bonus

The infinity pay bonus is a pool comprised of all the CV within your entire team.
Starting at the rank of Vice President you will qualify for this bonus. In addition each new rank you attain will pay you a higher bonus %. This goes as high as 19% of the CV within your team.
Keep in mind, this is a pool of CV so the system accounts for those under you that are ranked to also receive these bonuses. It will then divide the pool up according to rank and bonus.

Here is an example of how this works.

A Senior Vice President will earn 3% infinity bonus from their previous rank of Vice President as well as a 4% bonus for their current Senior Vice President rank for a total of 7%. When someone in their team hits the Vice President rank, that person will get their 3% and the Senior Vice President will continue to receive their 4% of the pool.
The entire 19% bonus pool will be paid out, but the system will divide it up according to who is entitled to what by rank.

CTFO Infinity Bonus

5.1) Top Gun Bonus

This bonus pool is is comprised of 8% of CV generated within all of CTFO. It is evenly distributed to any associates that are qualified a the Top Gun rank.

As you can see, the company has created a plan that pays out in multiple ways and pays out fairly. You continue to grow you business, and they continue to reward you with extras.
That is a lot of money on the table in a booming industry. What makes it unbelievable is that it’s free to start. All you need to do is to provide the effort.

6) Rank Advancement Bonus
5k Exec Manager pays you $500
10k Exec Manager pays you $1,000
15k Exec Manager pays you $1,500
25k Vice President pays you $2,500
50k Sr. VP pays you $5,000
100k Exec VP pays you $10,000
Presidential Director pays you $25,000
CTFO rank advancement bonus
7) Business Builder Pack Pay

This has 2 components.

First is the fast start bonus, and second is the team pay (which is woven into the matrix as well as PSP’s)

CTFO fast start bonus

CTFO team pay levels

Check out this video to see all the comp plan details:
 

 

CTFO Countries

  • United States
  • Austria
  • Canada
  • Denmark
  • Finland
  • France
  • Germany
  • Iceland
  • Ireland
  • Italy
  • Netherlands
  • Northern Mariana Islands
  • Norway
  • Portugal
  • Puerto Rico
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom

 

CTFO Reviews & Testimonials

Nathan
I’ll be honest, when I started looking for a CBD brand to try I went right to looking for positive reviews and testimonials. That led me straight to CTFO. It’s unbelievable how many consistently positive reviews they have and they’ve only been around for a year now. It’s hard to find brands that stand behind their products but these guys definitely do. I’m very impressed with the results that I’ve seen and I highly recommend them.
Christine
A friend of mine recommended CTFO. I’ve been using the 750mg oil and am amazed at what it has done for me. Having tried other brands I can say with confidence that the taste, effectiveness, and overall quality of this oil has made it my go to brand.
Dave
I don’t usually write reviews but just have to for CTFO. They have such great products that get results fast and they back it all up. 3rd party lab results so I know what’s in the bottle as well as a 60 day empty bottle guarantee! Are you kidding me? What other CBD company does that. Needless to say, I’m a customer for life.
Ann
Wow. I didn’t realize how much the weight loss spray was helping me stop my bad eating habits until I ran out. This afternoon I am wanting to eat all the time again! I must order more Weight Loss Spray soon!
J.M
I have back pain and joint inflammation that restrict mobility which has led to me being in pain management. I took some of the 500 mg CBD and very quickly noticed my pain was significantly reduced. I haven’t felt this good in 20 years. What a wonderful feeling. Thank God for this product.
Lori
My German Shepherd is almost 10. He jumped out a window twice after a squirrel with a 10 ft. Drop and damaged his hips. For 2 yrs he has hopped with his back legs together. I put a couple drops of CBD oil on his food and I’m absolutely amazed at his ability to run and use his legs!!!
Coleen
I had the opportunity to use the Deep Healing Pain Cream after a crushing injury to my left ring finger — what a relief!!! The throbbing pain decreased within an hour and within 24 hours, the swelling decreased. As someone who is unable to take narcotics/opioids, this pain cream made a huge difference to me!
C.T
Had to leave my pet for a while today and was a little nervous because of this horrible storm. She is severely thunderstorm phobic. As we pulled in to the neighborhood just now, a huge lightning strike and loud thunder made me think she may be in a major panic when walking in the door…and all that worry was for nothing!

Dosed her with CTFO CBD Oil before leaving the house and although I KNEW she has had great results in the past, I was still concerned. Well here she is, fast asleep…and the storm rages on! Grateful for this product!!

Randy
The CTFO brand seems to have more efficacy than the previous brand(s) of CBD oil I have used. Following the suggested servings of 20 drops sublingually 2x per day has virtually eliminated my knee pain.I worked on my knees as a floor layer installing carpet, tile and linoleum for years.

I was prescribed opiates for the pain for several years but really didn’t like the side effects.

To sum up I will be ordering more CTFO products including the pet line for my chocolate Lab who is starting to have some joint pain.

Shelley
My Grandfather who is 86 was electrocuted in his 30s.
Electricity went thru his leg and out his eye. He is in excruciating pain and spends most of his days rocking back and forth in severe pain. He decided to try the 1500 mg as of last night. I spoke with him today on the phone and he said the spasms in his body are ceasing and he is elated in the cbd oil now. He was out of options and to his surprise he’s getting relief he hasn’t had in years!! Unbelievable!!!

These are just a few examples of thousands of reviews and testimonials.
 

Conclusion

CTFO are an interesting company for sure, and they certainly aren’t a scam.. They hit a wide variety of huge niches and they work in their proprietary 10x technology to make things interesting. Due to this, they have a very large customer base.

On the rep side of things, they have an extremely fair comp plan that offers the potential of huge income. If you’re a strong recruiter, their PSP portion will set this pay plan apart from anything else you’ve seen.

They have a lot of great things going for them and are starting to cut through the mix of all the other CBD companies. 2021 and beyond might just be their time to shine. I really don’t have any issues with what they’ve setup and think this could be a good home for many people that are looking to be in the health and wellness sector.

There is a lot of competition in the health and wellness field with more and more new companies showing up monthly (such as Xelliss), but I think CTFO does enough to distinguish themselves.

Join CTFO!

About The Author

Paul Koutras Author Pic

Paul Koutras

Paul’s an active Network Marketer that loves being a student of the game. Whether it’s consuming new material and techniques or teaching and sharing what he’s learned, his love of the industry is apparent.

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