There has been a lot of chatter about Hyperfund as it’s been picking up momentum in the last few months, so it just makes sense to do a Hyperfund review. As with most things online these days, people have questions. The interesting thing here is that there is a ton of information about the project, who owns and runs it, as well as their agenda. So let’s dig in and lay it all out.
What is The Hyperfund?
The founders of HyperFund have built a huge ecosystem that offers a decentralized financial infrastructure to those that choose to utilise digital currencies. Hyper Fund has devoted itself to taking on and building top quality blockchain projects. By doing so they can lead the strategic directions of the Fintech sector, and make additional contributions to the evergrowing blockchain industry.
This ecosystem that was mentioned above is owned by the HyperTech Group and they are the ones that have launched the HyperFund. Ryan Xu (aka The Martian), is the Chief Consultant of the HyperTech Group, along with Sam Lee.
What is DeFi?
Decentralized finance (DeFi) is an open source tech that works through decentralized layering with the complete removal of centralized intermediaries. This improves the pre-existing, traditional financial system in all ways. It does so by embracing the core principles of fairness, openness, as well as connectivity.
For examples: cross-border payments. Whenever someone sends funds to a person in a different country, they would need to use a financial institution to complete the process for them. In return for the service they charge a fee. But with DeFi (Decentralized Finance), the app takes care of the entire process by sending digital currency directly from the individuals wallet to the payee, all without the reqirement of a financial instituation. In the big picture, DeFi has a large number of financial applications, including but certainly not limited to: debit and credit, payments, stable coins, decentralized exchanges, and tokenisation creating an all new financial structure.
Who owns Hyperfund Global?
As mentioned, Hyperfund is part of the larger Hypertech group, which was established in 2014.
It was founded by Ryan Xu (aka The Martian), and Sam Lee.
Ryan Xu is a multi-Billionaire and has been one of the four largest cryptocurrency miners since 2009. He’s a founder of Collingstar, Blockchain Global, HyperDao, Hcash, Molecular Future, Blockchain Centres in addition to a number of other business ventures. In addion to having already listed a large number of multi-billion dollar companies, he’s also an angel investor in some of the biggest crypto exchanges and coins.
Things such as:
Binance (still owns a percentage), ZB, BW, OKEX, Hoo, as well as Tron, Monero, Tether, to name just a few.
In regards to crypto-currencies, he’s an angel investor in twelve of the top twenty cryptocurrencies, which accounts for up to 60% ownership.
In a nutshell he’s a major force in his respected industry, to the point that Amazon included him in their documentary called NEXT: Blockchain.
Ryan Xu Highlights
Mr Xu is:
- The founder of Australian based Collinstar Capital
- A well known entrepreneur and investor in the Blockchain space
- The founder of the Bitcoin Development Foundation
- A member of the Asian based DACA Blockchain Association
- Additionally a member of the China Bitcoin Round-Table Forum
- The founder of Collinstar Capital
- The founder of Hcash
- One of the 4 people that has the symbolic title of “China’s four Bitcoin Kings”
He’s also a(n):
- Angel investor in twelve of the top twenty cryptocurrencies
- Angel investor in Binance, as well as ZB.com
- Author of the CCTV recommended blockchain bestseller: “Link to the Future”
- Major shareholder of 5 listed companies
Another well known name in crypto, Sam Lee, is also part of the Hypertech Group as it’s chairman.
Sam Lee was once known as the “Crown Prince of Bitcoin” in Australia. He has successfully been involved with eighty blockchain start-ups, totalling an investment value in excess of $300 million USD.
In 2014, he created the Blockchain Centre. This was the world’s 1st nonprofit blockchain center, with the sole purpose of promoting blockchain education globally. The Australian, Chinese, Russian, Lithuanian, United States, United Arab Emirates, and Thailand governments cooperation, to name a few, have allowed this venture to be in 16 cities and 13 countries globally.
Blockchain Centre cooperates to develop blockchains as well as overall digital-economy related activities. They work with technology giants such as AWS, Microsoft and IBM to do so.
Sam Lee has participated by delivering keynote speeches on blockchain to: APAC Blockchain, the Davos World Economic Forum Annual Meeting, the Future Investment Initiative, as well as a umber of other large global scale events.
In addition he has done interviews for CNBC, BBC, Bloomberg, CCTV, CBN, One TV, The Australian, China Daily to name a few.
What is Hypertech Global?
Hypertech Global is an entire ecosystem of blockchain based companies that cover a number of industries. They include:
- HyperPay – Digital wallet, that integrates a number of functions into a single platform
- HyperFin – Provides digital financial services such as Merchant payments, mortgage loans, and wealth management solutions
- HyperBC – Is a Blockchain-encrypted bank offering asset custody services. It has a debit card that functions in over 176 countries
- HPX – Provides quick and safe currency transactions. Safe with low fees, high commissions, as well as real-time withdrawals.
- HyperMining – Provides low-energy, high-speed, Filecoin mining machines, to ensure mining is profitable.
- HyperTalk – Is a Blockchain based instant messaging system.
- HyperNews – This stores data in blocks as well as incentivizes readers.
- HyperMall – Smart contract based with no requirement to convert fiat into cryptocurrency. Offers traceable goods and services.
- HyperShow – High quality live-streaming of content, with a much stronger network to secure user data.
The Businesses Behind The HyperCommunity Ecosystem
There are a trio of companies that fuel the overall HyperCommunity ecosystem. These companies offer numerous resources, world-class support, a excellent technical team, as well as pools of funding.
These companies are:
1. Blockchain Global
Originally founded in 2014 as a finance company, it acquisitions and mergers, investment, as well as Tech Incubation. Since its creation, Blockchain Global has funded over eighty successful start-ups, with a total in excess of $300 million USD. It has over 500 employees, 23 offices globally and has publicly listed five businesses on the ASX, Tokyo Stock Exchange, and NASDAQ. It also coorporates with some of the biggest and most well known Government organisations and corporations. These include:
The United Nations, The World Economic Forum, Microsoft, Amazon Web Services, and FinTech Australia.
Established in 2015 it is one of the world’s premier blockchain and cryptocurrency investment firms. CollingStar has the support of the Chinese and Australian governments with offices in Australia as well as Hong Kong.
Is arguably considered one of the most technologically-advanced Crypto/Blockchain project globally. Hcash was created to help with the exchange of information between regular and blockchains networks. It does this with its secure network using quantum-resistant signature technology. Hcash is featured on sixteen premier global exchanges including: Binance, ZB, Okex. Of note, Hcash is funded by various Government organisations as well as some of the world’s top Blockchain research universities.
Why Was Hyperfund Created?
Many say Ryan Xu is to the Blockchain, what Bill Gates is to Personal Computing and the internet. The difference is this: Gates wasn’t wealthy when he started and needed to get investors onboard with his vision. Through his efforts he became a billionaire. Ryan Xu on the other hand, became a Billionaire before the launch of Hyperfund. He didn’t really need investors for what he created with his own funds. What he did require was customers. He needed people to use the various products available in the hypertech portfolio.
All business owners understand there is a cost to acquire customers, called the customer acquisition cost. The old way is to blindly market to the masses in hopes that a small portion will be interested. This has traditionally been done via advertising in newspapers, on the radio, on television, etc, and is extremely costly. Instead Ryan Xu opted to go with a word of mouth referral model to create the hyper community. This way no money is spent until the new customer is acquired. It’s cost effective and more importantly, it’s faster.
By doing this he has the opportunity to share revenue with people bringing in new customers, as well as those that opt to come in as a customer to his ecosystem. Hyperfund is the gateway into this ecosystem. The goal is to have 30 million members so that they can take Hypertech Group to an IPO and be listed on stock exchanges.
Individuals can join Hyperfund via a membership to earn Hyperfund rewards. These memberships are purchased by sending USDT (Tether) to your account, which is then listed in HU. 1 HU = 1 USD
The membership options are 300 usdt, 500 usdt, and 1000 usdt. 300 is the minimum and there is no maximum. The nice thing about these memberships is that they can play out it 3 different ways.
1. Completely passive
Get a membership and watch it return 300% the rewards over 20 months/600 days. These rewards are daily and can be withdrawn once they accumulate to 50 HU.
2. Passive but with Rebuys
This option helps to speed things up by taking the accumulated 50HU and instead of withdrawing it or just sitting on it, you do what is called a rebuy. Basically, this allows you to put the 50 HU into a membership without having to jump through all the hoops of taking the funds out of the platform only to send them back in. Obviously by doing this, you increase the rewards potential.
3. Passive & Active
Same as option #2 but with the benefits of referring the platform to others. We’ll cover this below.
HyperFund pays returns daily in HU. Withdrawals to traditional money are performed via an internal exchange known as HyperPay.
Hyperfund Compensation Plan
HyperFund is based on a unilevel compensation structure. What a unilevel plan does is, places affiliates at the top of thier own team. Then all personally referred affiliates are placed directly under them. Whenever a level one member refers a new member, that person is placed on level two of the original members unilevel team. This then continues on down the line.
HyperFund pays up to 20 levels deep.
Referral earnings are paid out as a percent of each days HU earnings.
- level 1 (personally referred members) = 20%
- level 2 = 15%
- level 3 = 10%
- levels 4 thru 6 = 5%
- levels 7 thru 15 = 2%
- levels 16 thru 20 = 1%
Keep in mind that every unilevel level requires a referred member with an active membership pack in order to qualify.
For example: You’ll have to have one referred member with an active membership in order to earn on level 1. 5 to earn on levels 1 thru 5, and so on, all the way to 20 referred members to earn on all 20 levels.
This portion of the plan allows HyperFund members to earn on HU earned by unilevel team members, butt only outside their leg with the most volume.
The 7 ranks within the VIP Reward portion are:
- Expert – build a community generating 50,000 HU per day, outside of the strongest team leg
- Pro – build a community generating 100,000 HU per day, outside of the strongest team leg
- 1 Star – build a community generating 250,000 HU per day, outside of the strongest team leg
- 2 Star –build a community generating 500,000 HU per day, outside of the strongest team leg
- 3 Star – build a community generating 1,000,000 HU per day, outside of the strongest team leg
- 4 Star – build a community generating 3,000,000 HU per day, outside of the strongest team leg
- 5 Star – build a community generating 5,000,000 HU per day, outside of the strongest team leg
The 1 star to 5 star ranks are often referred to as VIP 1 – VIP 5.
VIP Rewards payouts are:
- Experts = 0.5%
- Pro = 1%
- 1 Star = 3%
- 2 Star = 6%
- 3 Star = 9%
- 4 Star = 12%
- 5 Star = 15%
These percentages are paid on every unilevel leg except for the strongest leg.
It’s also worth noting that any difference between reward rates gets passed up to the members upline. The amount depends on the upline rank.
For example: A 3 Star at a 9% rate, leaves up to 6% to be passed up to their upline.
If a personally referred member is the identical rank as their upline, then the upline gets a 1% VIP rate.
If the personally referred member isn’t VIP qualified at all, then the upline gets all 15% volume on that members HU volume.
This is like a leadership pool seen in many companies. In this case the HU equivalent of four percent of company membership sales are placed into a Global Reward pool.
Here is what it looks like:
- 2% Global Rewards pool – the members structure must generate two million in HU outside of the strongest unilevel leg
- 1% Global Rewards pool – the members structure must generate four million in HU outside of the strongest unilevel leg
- 0.5% Global Rewards pool – the members structure must generate six million in HU outside of the strongest unilevel leg
- 0.5% Global Rewards pool – the members structure must generate 10 million in HU outside of the strongest unilevel le
Qualification is cumulative and the rewards are paid monthly.
Hyperfund is approaching 2 years old and is still going strong. They offer a way to earn passively with their memberships, or members can speed things up with the referral/ community building option. No doubt it’s this structure that has drawn large a number of people to it. Add in the fact that the company does have well known people running it and it does explain the global appeal.
That being said, HyperFund isn’t what I would choose as my vehicle when building in 2021 and beyond. There are similar things available but done slightly better. If you’re curious what I’m doing, just hit the button below.